Privacy Policy

Privacy Policy 

(“Merlot Financial Advisory Services) recognizes that its clients have an expectation that Merlot Financials and its affiliates will maintain the confidentiality of client’s non-public personal information. Consequently, Merlotfinancials has adopted this privacy policy concerning information obtained during the servicing of client’s account(s).

Non-public information

Non-public information obtained by Merlotfinancials for purposes of providing services here under will not be furnished to third parties for any other purpose other than in furtherance of the services to be provided hereunder. Notwithstanding the foregoing, Merlotfinancials may disclose non-public information (i) to the extent such disclosure is required by court order or by a valid order of a governmental body governmental or quasi-governmental agency (ii) prior or after the time of disclosure such information becomes part of the public knowledge or literature, not as a result of any inaction or action of Merlotfinancials (iii) reasonably necessary for Merlotfinancials to enforce its legal rights in any dispute with that client; or (iv) is approved by Client, in writing, for release. Merlotfinancials does not disclose non-public personal information about its clients to any party except as permitted by law.

Sources of Personal Information

We collect personal information about you from meetings with you and on applications or other forms you have submitted to Merlotfinancials  as well as information about your investments or transactions with us or others (such as third-party services providers or fund companies) from other sources.

How Merlotfinancials Protects the Confidentiality of Clients’ Non-public Personal Information

Merlotfinancials does not sell or trade clients’ information with non-affiliated companies. When information is provided to third party service providers, safeguards are in place to assure that information is used only for the purpose it is provided. Merlotfinancials maintains its records on secured computers. Prospective employees are screened for criminal convictions. Once hired, employees are made aware of Merlotfinancials privacy policy and of the confidential nature of the information they handle. Employees are limited to accessing only that customer information that is necessary to perform their job functions.

To Whom This Policy Applies

This notice applies to all our clients who enter into an advisory services agreement with us. Even if you are no longer a client, our privacy policy will continue to apply to you.

Access to and Correction of Information

Upon the written request of clients, we will make available for their review any file we may maintain for their personal Information; provided, however, that any information collected in connection with, or in anticipation of, any claim or legal proceeding will not be made available. If clients notify us that any Information is incorrect, we will review it. If we agree, we will correct our records. If we do not agree, clients may submit a short statement of dispute, which we will include in any future disclosure of the disputed Information.

Further Information

We reserve the right to change this privacy policy at any time. The examples contained within this privacy policy are illustrations and are not intended to be exclusive. This policy attempts to comply with federal and state regulations regarding privacy. Clients may have additional rights under other foreign or domestic laws that may apply to them.

“Opt Out” Provision

Since MerlotFinancials does not sell or share any personal information an “opt out” provision would not be applicable to this privacy policy. Clients may call (respective contact number) to request further information regarding this policy